 |
|
For further information, please feel free to contact one of Barklay Capital's Account Managers or email Barklay Capital at info@barklaycap.com for prompt service and immediate answers.
APPLICATION PROCESS
Q: How long does it take to be approved?
A: In most cases, Barklay Capital can approve applications within 24-48 hours.
CREDIT
Q: What is a good FICO score?
A: There is no one "score cutoff" used by all lenders, so it's difficult to state what a good score is outside the context of a particular lending decision.
Q: How can I find out my FICO score?
A: Anyone can now purchase their own FICO score at two different sites. Go to www.myFICO.com or www.equifax.com.
Customers can receive their current FICO score, their Equifax credit report, a full explanation of their score, and advice for improving it.
Q: How does credit scoring help me?
A: Credit scores give lenders a fast, objective measurement of a customer's credit risk. Before the use of scoring, the credit-granting process could be slow, inconsistent and unfairly biased. Credit scores have made big improvements in the credit process. Because of credit scores:
- Customers can receive loans faster
- More credit is available
- Credit decisions are fairer
- Credit rates are lower overall
USEFUL LINKS
http://www.experian.com/
http://www.equifax.com/home/
http://www.transunion.com/
http://www.dnb.com/us/
|
next |
|
|
|
 |
|